These Terms & Conditions govern your access to and participation in educational services, programmes, consultations, and related content provided under the Ci9milly® brand by S.E Limited (“we”, “us”, “our”). By accessing or engaging with any Ci9milly® services, you agree to be bound by these Terms.

All services are provided on an educational and informational basis only. Nothing offered constitutes financial advice, investment advice, or a personal recommendation. Ci9milly® services are not intended to involve the carrying on of a regulated activity under the UK Financial Services and Markets Act 2000.

Access to programmes, memberships, consultations, or private sessions is selective. We reserve the right to accept or decline any applicant at our discretion. Payment does not guarantee admission, continued access, or suitability. Places are limited and subject to capacity, conduct, and ongoing eligibility.

Trading and investing involve risk. You acknowledge that losses can occur, including the loss of capital. No outcomes, results, or performance are guaranteed. Any examples, discussions, or frameworks are illustrative only and must not be relied upon as instructions.

You agree to engage professionally and respectfully at all times. Confidential materials, recordings, links, frameworks, and community content must not be shared, redistributed, or reproduced without prior written consent. Breach of conduct or confidentiality may result in immediate removal without refund.

Fees are clearly disclosed prior to purchase. Unless otherwise stated in writing, all payments are non-refundable. We reserve the right to amend pricing, structure, or availability at any time.

To the maximum extent permitted by law, S.E Limited shall not be liable for any direct, indirect, incidental, or consequential losses arising from the use of Ci9milly® services. You remain solely responsible for your decisions, actions, and outcomes.

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.